How to apply for The Habitat Housing Program

Habitat for Humanity of Hood County accepts applications usually once per year. There will be notices on this website, in the Hood County paper, and various other media to alert potential applicants to the date applications will be accepted.

 

The next scheduled application dates will be announced here.

 

Application sessions include assistance in filling out the application and information about Habitat for Humanity. Applications must be completed at the scheduled sessions and cannot be taken home. All applicants and co-applicants must be present when the application is completed.

We are pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

 

TO BECOME A HABITAT HOMEOWNER, YOU MUST BECOME A HABITAT PARTNER, BY MEETING THESE REQUIREMENTS:

If your income is within this range, you may be considered to become a Habitat Partner Family:
Gross Annual
Family Size            Income Between:
One                        17,220 – 29,520
Two                        19,670 – 33,720
Three                     22,120 – 37,920
Four                       24,570 – 42,120
Five                        26,565 – 45,540
Six                          28,525 – 48,900
Seven                    30,485 – 52,260
Eight                      32,445 – 55,620

In addition to meeting the income guidelines, you must
also meet the following requirements:

1. You must be living in inadequate or substandard housing conditions or over-crowded conditions and be unable to obtain a loan through conventional financing.
2. You must be willing to Partner with Habitat. This means that the family must put in 300 hours of Sweat Equity working to help build their home along with other Habitat volunteers.
3. Partner families must be willing and able to make regular monthly mortgage payments on the home, and make a $700 down payment. Mortgage payments normally run about $350-400 per month (depending on the size of the house) for a period of 20 years. Habitat for Humanity is a Christian housing ministry. No interest is charged on the mortgage loan. The house cost is based on the materials that are used to build the home.
4. Must have lived in Hood County for a minimum of one year.

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